Know the Relationship Between CoQ10 and Heart Palpitations

There is only one reason for heart palpitations. That is nutrition deficiency. It may look very simplified to you given the great complex science behind the human body. But you will appreciate this fact after reading this article wherein I will also include the nexus between CoQ10 and heart palpitations.

The heart is the fulcrum of human system. It is where the blood is pumped in and pumped out to ensure that the blood takes oxygen and nutrition to the nook and corner of our body. Two aspects are important here. One is the quality blood and the other is the quality blood vessel. To be precise, the heart, the blood and the blood vessels are important to lead a healthy life.

A healthy person never complains about heart palpitation. There is no substitution to nutrition for the health of a person.

Quality blood has all the nutrition to provide energy to 100 trillion cells we have in our body. The blood vessels consisting of tissues and muscles are again made out of cells which need nutrition to be healthy. When quality blood offers ideal viscosity of blood and quality blood vessels offer unhindered flow of blood without any blockage, it not only offers strong heart but that strong heart ensures that each and every 100 trillion cells get their required energy. Now tell me, if one can maintain such a health, where is the question of palpitation?

Nutrition deficiency leads to various diseases like premature arterial contraction, premature ventricular contraction, heart block, hypoxia, hypoglycemia, anemia, heart failure, thyrotoxicosis etc. All these pave way for heart palpitation.

Now let us come to specific of CoQ10 and heart palpitations.

While nutrition deficiency definitely poses the danger of heart palpitation, CoQ10 needs special mention. The food we eat is first converted as a substance called adenosine tri-phosphate which is an energy-storage. We all know that our heart is the most dynamic organ in our body. It beats for 100,000 times a day and 35 million times in a year. Obviously it needs lot of energy. Nature has provided more CoQ10 in and around the heart than any other place. This way, required energy is provided to the healthy functioning of the heart.

Now let us turn to blood vessels. As I said, CoQ10 is essential for all the cells. That includes the tissues and muscles of the blood vessels. The quality blood having CoQ10 ensures all the cells in the blood vessels are provided with this energy facilitating nutrition. With this, the blood vessels are taken care of.

Once sufficient level of CoQ10 is ensured in the quality blood, it takes care of health of the heart and the blood vessels. The entire blood circulation system is kept in tact offering healthy body.

Healthy body leads to healthy mind. Amongst the reasons for heart palpitations, fear, insecurity, tension etc., also cause palpitations. When we ensure healthy mind, chances of such psychological sufferings are minimized.

With this, I am sure we can understand the nexus between the CoQ10 and heart palpitations.

However, I would like to conclude by saying that taking CoQ10 alone will not give you desired results. Of course, to some extent it will provide relief if one takes CoQ10 rich food like fish, meat, poultry products, spinach, broccoli etc. The lasting solution is available in taking complete planned natural nutrition intake. This may not be possible all the time from the food we take, because we are not living in an ideal world. The best solution is to go in for total balanced nutrition supplement that contains all natural herbs and salts. That should include CoQ10 as one of the ingredients in an appropriate dosage.

I know for sure a fantastic product manufactured in New Zealand. They use more than 70 natural herbs and salts including CoQ10 . They are manufactured out of GMP compliant facility with the involvement of reputed scientists. You should visit my website to know more about nutrition, health and wellness. You will appreciate more than simple relationship between CoQ10 and heart palpitations.

For information on premature ventricular complexes click here.

Easy Garage Door Repair Tips to Help You Save Money

Doing a garage door repair is one of the most difficult things to face especially if you are not familiar with technical DIY home repairs. Because garage doors are a combination of complicated electronics, hard-to-understand mechanical workings and hard-to-handle materials, most people shy away from doing these repairs and just leave it to a door technician to fix the job. The problem is, repairing of the doors in your garage might cost you a lot of money. A simple garage door installation already costs close to a thousand dollars, Hiring technicians to repair your door’s simple problems will only add up to your expenses.

Major repairs such as panel and door spring replacements will usually call for the help of expert technicians. But as much as possible, you must first try and see if you can fix the problems on your own before you go out and look for help. In the case that you have a screeching garage metal door that causes a lot of noise when opened or closed, the first things that you have to check are rusty hardware and old door screws. People do not realize it but half of the time, it is the combination of rusty hardware and old screws that serves as the culprit when it comes to the problem of screeching garage doors. If you are able to check these little issues first before calling out the technician to do the minor repair, you might be able to save a lot of money.

If you have a door in your garage that does not fully go down when it is closed and it springs right back up before even reaching the ground, the main culprit is usually a misplaced door sensor. A door sensor that is not placed properly will most certainly cause your garage door to do unwarranted acts such as not closing down 100%. To fix this, just place your door sensors a little lower than your current placement. You might also want to check if there are objects and hindrances blocking the sensor because it can also contribute to the said problem.

Doing a door repair for your garage is not an easy task especially if you are not an “electronics” or “mechanics” kind of person. But you must also put in mind that doing simple DIY door repairs will not hurt especially if the problems are too trivial to even call a door technician. Sometimes, a non-working door might even be fixed by simply replacing the batteries of your door opener. If you want to be frugal and save more money in the bank, learning simple DIY repairs of your garage is a must.

Do you want to learn how you can save thousands of dollars? If you want to keep more money in the bank, learning how to do a simple garage door repair is a must!

For information on a garage door company click here.

How to Hire a Party Rental Company

Holding a party has never been easy. It might be fun but usually isn’t easy, especially if you lack the time or resources for the party. Luckily, party rental services make it easy for anybody to throw a great party within all kinds of budgets. Let somebody else take care of the hard part and leave you free to enjoy your party rental in Rancho Cucamonga.

How to choose a party rental

There are several companies available meaning that it will not be hard finding one though it will be hard finding the right one. Here are some steps that will guide you in choosing the right one;

  1. Make a shortlist of the companies that you feel will be reliable; once you have made this list, you can go through each company one at a time and choose which one is right for you.
  2. Reviews; read the reviews from different clients about all avialble services. This will help you greatly in making a valid decision. Reviews can usually be found within the company’s website but it’d be more reliable if you can find reviews on established review sites.
  3. The company must be covered; you are never sure of what might happen in a party that is why it is important to make sure that the party rental company is insured.
  4. Determine the level of professionalism of the company; you can do this by checking their website and visiting their offices. Both places should have a professional tone. A professional company will assure you of a successful party.
  5. Charges and payment methods; compare different companies and know how they prefer their payments to be made. Once you have made this comparison, you will be able to choose one that will suite you.
  6. Level of organization, etiquette and cleanliness; try and figure out if the company is organized or not and the cleanliness of their equipment and if the staff are well mannered.
  7. Check the companies’ credentials; they should have a valid license so as to show that they are a credible party rentals company.
  8. Delivery services; confirm if the company has delivery services and if they charge for this service or not. They should be able to deliver the equipment to your site and pick them after the party.
  9. What equipments do they have to offer? Ask the party rental company this question and find out if they have enough resources to enable you to hold the party.

Dungeons and Dragons Online Can Be Easily Learned

The D&D or “Dungeons and Dragons” is a brand name that is recognized by most people with online experience. The concept of the game was created back in the early 1970’s and was based on a board game with handmade small figurines. All the players had to role-play every reaction and consequence to make the figures “come to life”. Ever since then the tabletop game has been a beloved classic and it has endured through the many years, adapting and changing to match the present technology to a point where you can now play Dungeons and Dragons online in a virtual world. Ever since the 1970’s there are hundreds of copies of the concept. Some are better than others.

The game of role-playing can be a fun way of playing out your fantasies in persona and characters you couldn’t normally be IRL (in real life). Many people have come to enjoy playing and pretending to be someone else – at least for a little while. Even though the normal tabletop structure is still very popular, it will usually require getting a small group of people together to have a gaming session worthwhile. Still more and more players are turning to the concept of playing Dungeons and Dragons online for an easy and quick escapism and naturally for the entertainment it provides.

Are You Still Looking For More Information?

One of the best places to get more information on playing the game is the Dungeons and Dragons Online website also known as http://www.ddo.com. The site is a great and up to date virtual resource, as the epic game does have a rather huge set of regulations and rules on the process of character creation. You will find a store where you are able to buy the manuals and core books. They will teach you the game mechanics quickly. You can also use the free Quick Start guide and Compendium sections as a great free resource to learn how to create a Dungeons and Dragons online persona without waiting.

When you visit the www.ddo.com (The Dungeons and Dragons Online website) it provides you with guidelines that can help you flesh out a character concept and get you ready to instantly find a great game and start playing it right away. Please note that you won’t be able to play Dungeons and Dragons online directly on the website but there are many links and forums listing where you can search for the game. If that doesn’t help, doing a few quick searches on the internet for Dungeons and Dragons online role-playing games will provide you with links to great sites where games are constantly being played.

I the case that you find that playing Dungeons and Dragons online is not for you, but that you still find the idea of role-playing interesting, you have plenty of options to choose from. Go take a look around for tabletop groups in your neighbourhood – most people in the role-playing community are very friendly and open to meet new players. You can also find games called LARPs which is an acronym for ‘live-action role playing’ in which you literally pretend to be someone else than you actually are.

If playing elves and dwarves in a Dungeons and Dragons online game isn’t really your thing you don’t need to give up just yet. There are all sorts of other types of role-playing games, such as werewolf and vampire characters, everyday life styles games or modern-day or science fiction settings and even the new apocalypse games. There is something for just about everyone. The only thing you have to do is find what you enjoy most!

For a selection of dice bags click here.

Renewable Energy Consultants

With the increase in popularity of alternative energy resources, there has been an expansion of firms offering renewable energy consultation. If you are planning to install a solar power system or take advantage of wind power opportunities for your home, you may not need renewable energy consultants. However, if you are planning a large-scale project such as a wind farm, you might want to work with renewable energy consultants.

These consultants will be able to provide a wide range of services. They will work with you to assess your proposal, develop a plan and implementation of the final plan. Some even offer support through the operation of the project.

Most importantly, renewable energy consultants provide knowledge and expertise in the many facets of natural energy. They also provide a clear understanding of government programs and tax rebates available to those who choose to employ alternative energy solutions. The services of consulting firms can range from giving general advice about the suitability of the project to reviewing plans for an already-designed system to drafting new plans for a system.

When devoting a great deal of money to finance renewable power projects, it’s always a good idea to make sure you get the best advice in the industry. Professional renewable energy consultants can help you decide which system and configuration best suits your needs.

One of the many benefits of working with renewable energy consultants is that they have done all the research on renewable power in general. Such firms can do specific research regarding your particular project with ease and advise you how to best approach installing your alternative energy system.

You might even find yourself working with the firm that advised your local governmental entity when they were creating their incentive programs. Many natural power consulting firms also have experience working with local utility companies to assure that individual projects can sell their power back to the grid without any problem. In the case of smaller project that plans to sell power back to the grid, the extra cost may be worth it.

How does one find qualified renewable energy consultants? Your first stop will probably be the internet. You can also check InnoEnergy. After you have found a few consultants, you will want to see their credentials, interview them, and speak to a few references. This will assure that your consultant will be a good fit for the duration of a very long project.

Why Should I Keep My Pool Service After Summer

The kids are back in school, the weather is beginning to cool and the pool isn’t getting used. Does this mean it’s time for you to say goodbye to your pool company? Not always. In most parts of the county, no one is going to be swimming once the weather gets cool. In these areas, many homeowners opt to close their pools for the winter. In this case, you won’t need weekly maintenance. However, in warmer areas you may want to retain service or opt for a bi-monthly service. Below are six things to consider before you break ties with the guys you’ve trusted to tend your pool over the summer.

1. Algae growth.

It’s true that cooler temperatures inhibit algae growth and algae problems are the number one reason homeowners turn to professionals for weekly service in the summer. However, even though algae is less of a problem in the winter and fall, it doesn’t mean you are out of the woods when it comes to pool care issues.

As a matter of fact, the woods might be your number one problem. This time of the year is beautiful as the leaves on the trees transition to all the glorious colors of autumn. Once those flame colored leaves make their pre winter dive, there is a fairly good chance they diving right into your crystal clear pool. All year long, that kind of debris carries algae into your pool, however the most obvious problem you will face this time of the year is keeping stains from forming in your pool as those once beautiful leaves settle on the bottom.

2. Avoiding stains.

Keeping the leaves along with other debris out of the pool can be a full time job. For those who have an automatic pool cleaner it won’t be quite as difficult, but many homeowners don’t enjoy dragging the cleaner from the pool to empty the acorn filled bag. In combination with handling that task, your service technician will make sure the cleaner is working properly and will empty your skimmer baskets and pump baskets too. This will keep your fingertips from freezing all winter long.

3. Preventing freeze damage.

When winter approaches, freezing temperatures become the big concern. It is imperative that the freeze guard for your system is working properly. If it isn’t, freezing water may cause serious problems to your pool as well as your pool equipment. A very good service technician will monitor your system to make sure this doesn’t happen. Additionally, but they is going to be quick to find out other conditions that might go unnoticed during those months that you not spend as much time outside.

4. Energy savings.

During the summer, the average pool filtration system will need to operate approximately 12 hours a day. In the cooler parts of the year, those hours can be cut back. Considering that the energy required to operate the pump is usually your greatest expenses, this could bring big savings. A pool professional will be aware when it’s safe to cut back circulation time while still running the filtering enough to keep the swimming pool in excellent condition.

5. Repair savings.

Some pool service companies offer discounts to their weekly service customers for required repairs or regular maintenance. Owning a pool can be an expensive experience and receiving a discount from your company you have an ongoing relationship beats taking a chance on some company you don’t know anything about.

6. Pool readiness.

When your pool is maintained properly, it’s ready for the first swimming day of the year. In Southlake check out Southlake Pool Service. Customers without regular service often don’t realize they have got issues until swimming season begins. No one wants to wait until the swimming pool is fixed when all they want to do is dive in.

Fat Burners – What to Look For in a Good Fat Burner

People who are looking to lose a few pounds or just want an energy boost often turn to “fat burners” for help. These products can potentially be beneficial in helping to maximize energy and increasing weight loss. But at what cost? Many people take these products without bothering to check what exactly is in them. This can be a dangerous proposition, especially for people with a history of cardiovascular disease or seizures. Many of you might remember the recent events that led the FDA to ban the popular fat burner ephedra for sale in the United States. Ephedra use has been linked to a high rate of serious side effects including seizure, stroke, heart attack and death. These are side effects that I could safely say most people would like to avoid. So what is somebody who wants to take a fat burner suppose to do? Well for one always talk to your healthcare professional before starting a fat burner supplement, and two use the tips in this article to identify what to look for in a fat burner.

Have you ever turned a bottle of fat burner over and looked at the ingredients in it? Deciphering just what exactly is in the product can be a daunting challenge. You have probably never heard of four out of five of the ingredients in any given fat burner. In fact the most common ingredient found in fat burners, caffeine, might be the only one you recognize. Ma huang, the Chinese name for ephedra, was a common ingredient in many fat burners prior to its ban in 2004. Millions of people took ma huang containing products and just assumed it was safe. After its ban, ephedra was replaced in many products with bitter orange. However, the National Center or Complementary and Alternative Medicine has found that “there is currently little evidence that bitter orange is safer to use than ephedra.” Be wary of products that contain several different herbal ingredients that you have never heard of before. You do not want to potentially be taking the next ephedra.

There are several ingredients in fat burners that have been used for many years and have a more established safety profile. For example, green tea extract is found in numerous products. Green tea extract is not only a source of caffeine, which by itself has been shown to increase energy and stimulate metabolic rate, but it is also a powerful antioxidant. It has been shown to inhibit an enzyme called amylase which is responsible for breaking down carbohydrates and increasing blood sugar levels. As a result, blood sugar levels are lowered resulting in less fat storage. Additionally, green tea is rich in catechins which have been shown to lower body fat. If that wasn’t enough, green tea may also inhibit fatty acid synthase, an enzyme responsible for turning carbohydrates into fat.

Apple cider vinegar has been used for thousands of years for a variety of purposes. The exact mechanism by which apple cider vinegar causes weight loss is not known. However, it is believed to be a result of the enzymes and organic acids contained in it. These compounds are believed to suppress your appetite, increase your metabolic rate and reduce water retention.

Grapefruit is believed to help regulate weight loss by its effects on insulin. Researchers speculate that compounds in grapefruit decrease insulin release after a meal. This causes the body to more efficiently utilize food for energy resulting in less fat storage.

Good fat burners should also contain an ingredient that supports thyroid function. The thyroid gland is responsible for setting the body’s metabolic rate. Impaired thyroid function will make it nearly impossible to burn fat. Iodine is a vital nutrient which is needed in order to keep the thyroid functioning properly. Kelp is often added to fat burners due to its high iodine content.

Garcinia cambogia is a small purple fruit found in India and Southeast Asia. Its rind is rich in hydroxycitric acid which has been used for centuries by the people of Southeast Asia. Hydroxycitric acid has been shown in animal studies to inhibit lipogenesis. Lipogenesis is the mechanism by which the body converts starches and sugar to fat. As a result, the sugars consumed are converted to glycogen instead and utilized as an energy source. Glycogen production also acts as a signal to the brain that enough food has been consumed resulting in a decrease in appetite. Garcinia cambogia has also been shown to decrease appetite by increasing serotonin levels in the brain. Garcinia cambogia can be found in the popular fat burners Hydroxycut and Ripped Pro.

In conclusion, before purchasing a fat burner take the time to look at what is actually in the product. These products may contain potentially dangerous ingredients so it is worth the little extra time to investigate. As always, speak with your healthcare professional to see if a fat burner is right for you. For a t5 review click here.

Controling the Draft in Door Gaps

Every month thousands of people waste money on their energy bill because of tiny gaps in their window and door jams. These gaps cause heating or air conditioning to escape to the outside world causing the air conditioner or heater to work harder which costs more money. In the winter months you will notice a draft by your front or back door where the outside cold air is getting in. There are ways of sealing all your door and windows that will help cut back on wasted electricity that will in turn put money in your pocket.

One way you can remedy this problem, is by insulating your outside doors and windows. You can purchase foam insulating strips from a hardware store. They come with a foam insulating pipe on one side and a sticky adhesive on the other side. You will need to open the door or window that you will be working on first, pull the paper backing off of the adhesive and follow the seam of the door or window jam. When you close the window or door this foam insulating strip will seal the jam creating a tight seam where no air can enter or escape.

If you have a draft problem on the base of the door, there is a product that will seal the bottom of the door that will keep the cold air where it needs to be: either inside your home in the hot summer months, or outside in the cold winter months. It runs on the same basic concept as the mentioned before. This door gap gauge has two pieces of foam or tubes that are attached to both sides of the base of the door for maximum protection. It creates a perfect seal on both sides of the door. This will not only help with draft problems but it will also protect your home from bugs, dirt, and snow from getting in. The draft guard is very easy to use and easily installed, you can cut it to fit any size door.

If you are concerned with the rising cost of energy as most of the country is, insulating your door jams and windows is essential to lowering your bill. This will cut the cost of cooling your home in the hot summer months and keeping your home warm from the outside cold in the winter months. You can also use these tips on the inside jams in your home to keep drafts from the hall into a bedroom and it will also help with dust and bugs that live inside your home.

The Real Estate Sector

Boom & Bust of Long Island Real Estate Sector

Engulfing the period of stagnation, the evolution of Long Island real estate sector has been phenomenal, impelled by, growing economy, conducive demographics and liberalized foreign direct investment regime. However, now this unceasing phenomenon of real estate sector has started to exhibit the signs of contraction.

The term real estate covers residential housing, commercial offices and trading spaces such as theaters, hotels and restaurants, retail outlets, industrial buildings such as factories and government buildings. Real estate involves purchase sale and development of land, residential and non-residential buildings. The activities of real estate sector embrace the hosing and construction sector also.

The sector accounts for major source of employment generation in the country, being the second largest employer, next to agriculture. The sector has backward and forward linkages with about 250 ancilary industries such as cement, brick,steel, building material etc.

Therefore a unit increase in expenditure of this sector have multiplier effect and capacity to generate income as high as five times.

All-round emergence

In real estate sector major component comprises of housing which accounts for 80% and is growing at the rate of 35%. Remainder consist of commercial segments office, shopping malls, hotels and hospitals.

o Housing units: With the Indian economy surging at the rate of 9 % accompanied by rising incomes levels of middle class, growing nuclear families, low interest rates, modern approach towards homeownership and change in the attitude of young working class in terms of from save and buy to buy and repay having contributed towards soaring housing demand.

Earlier cost of houses used to be in multiple of nearly 20 times the annual income of the buyers, whereas today multiple is less than 4.5 times.

According to 11th five year plan, the housing shortage on 2007 was 24.71 million and total requirement of housing during (2007-2012) will be 26.53 million. The total fund requirement in the urban housing sector for 11th five year plan is estimated to be Rs 361318 crores.
The summary of investment requirements for XI plan is indicated in following table

SCENARIO Investment requirement
Housing shortage at the beginning of the XI plan period 147195.0
New additions to the housing stock during the XI plan period including the additional housing shortage during the plan period 214123.1
Total housing requirement for the plan period 361318.1

o Office premises: rapid growth of Indian economy, simultaneously also have deluging effect on the demand of commercial property to help to meet the needs of business. Growth in commercial office space requirement is led by the burgeoning outsourcing and information technology (IT) industry and organised retail. For example, IT and ITES alone is estimated to require 150 million sqft across urban India by 2010. Similarly, the organised retail industry is likely to require an additional 220 million sqft by 2010.

o Shopping malls: over the past ten years urbanization has upsurge at the CAGR of 2%. With the growth of service sector which has not only pushed up the disposable incomes of urban population but has also become more brand conscious. If we go by numbers Indian retail industry is estimated to be about US $ 350 bn and forecast to be double by 2015.

Thus rosining income levels and changing perception towards branded goods will lead to higher demand for shopping mall space, encompassing strong growth prospects in mall development activities.

o Multiplexes: another growth driver for real-estate sector is growing demand for multiplexes. The higher growth can be witnessed due to following factors:

1. Multiplexes comprises of 250-400 seats per screen as against 800-1000 seats in a single screen theater, which give multiplex owners additional advantage, enabling them to optimize capacity utilization.

2. Apart from these non-ticket revenues like food and beverages and the leasing of excess space to retailer provides excess revenues to theatre developers.

o Hotels/Resorts: as already mentioned above that rising major boom in real estate sector is due to rising incomes of middle class. Therefore with increase in income propensity to spend part of their income on tours and travels is also going up, which in turn leads to higher demand for hotels and resorts across the country. Apart from this India is also emerging as major destination for global tourism in India which is pushing up the demand hotels/resorts.
Path set by the government

The sector gained momentum after going through a decade of stagnation due to initiatives taken by Indian government. The government has introduced many progressive reform measures to unveil the potential of the sector and also to meet increasing demand levels.

o 100% FDI permitted in all reality projects through automatic route.
o In case of integrated townships, the minimum area to be developed has been brought down to 25 acres from 100 acres.
o Urban land ceiling and regulation act has been abolished by large number of states.
o Legislation of special economic zones act.
o Full repatriation of original investment after 3 years.
o 51% FDI allowed in single brand retail outlets and 100 % in cash and carry through the automatic route.

There fore all the above factors can be attributed towards such a phenomenal growth of this sector. With significant growing and investment opportunities emerging in this industry, Indian reality sector turned out to be a potential goldmine for many international investors. Currently, foreign direct investment (FDI) inflows into the sector are estimated to be between US$ 5 billion and US$ 5.50 billion.

Top most real estate investors in the foray

Investors profile

The two most active segments are high networth individuals and financial institutions. Both these segments are particularly active in commercial real estate. While financial institutions like HDFC and ICICI show high preference for commercial investment,the high net worth individuals show interest in investing in residential as well as commercial properties.

Apart from these, the third most important category is NRI ( non-resident Indians). They mostly invest in residential properties than commercial properties. Emotional attachment to native land could be reasons for their investment. And moreover the necessary documentation and formalities for purchasing immovable properties except agricultural and plantation properties are quite simple. Therefore NRI’s are showing greater interest for investing in Indian reality sector.

MAJOR INVESTORS

o Emmar properties, of Dubai one of the largest listed real estate developer in the world has tied up with Delhi based MGF developments to for largest FDI investment in Indian reality sector for mall and other facilities in Gurgaon.

o Dlf India’s leading real estate developer and UK ‘s famous Laing O Rourke (LOR) has joined hands for participation in airport modernization and infrastructure projects.

o A huge investment was made by Vancouver based Royal Indian raj international cooperation in a single real estate project named royal garden city in Bangalore over period of 10 years. The retail value of project was estimated to be around $ 8.9 billion.

o Indiabulls real estate development has entered into agreement with dev property development, a company incorporated in Isle of Man, whereby dev got subscription to new shares and also minority shareholding the company. But in recent developments indiabulls have acquired entire stake in dev property development in a 138 million-pound sterling (10.9 billion ruppees) share-swap deal.

o Apart from this real estate developments opens up opportunity for associated fields like home loans and insurance. A number of global have shown interest in this sector. This include companies like Cesma International from Singapore, American International Group Inc (AIG), High Point Rendel of the UK, Colony Capital and Brack Capital of the US, and Lee Kim Tah Holdings to name a few.
Following are names of some of the companies who have invested in India

International developer Country Investment
(US $ million)
Emmar properties Dubai 500
Ascendas Singapore 350
Salem & ciputra group Indonesia 350
GE commercial finance U.S 63
Tishman Speyer Properties U.S 300

Simultaneously many Indian retailers are entering into international markets through significant investments in foreign markets.

o Embassy group has signed a deal with Serbian government to construct US $ 600 million IT park in Serbia.
o Parsvanath developers is doing a project in Al – Hasan group in Oman
o Puravankara developers are associated with project in Srilanka- a high end residential complex, comprising 100 villas.
o Ansals API tied up with Malaysia’s UEM group to form a joint venture company, Ansal-API UEM contracts pvt ltd, which plans to bid for government contracts in Malaysia.
o Kolkata’s south city project is working on two projects in Dubai.
On the eve of liberalization as India opens up market to foreign players there is tend to be competitive edge to give quality based performance for costumer satisfaction which will consequently bring in quality technology and transparency in the sector and ultimate winners are buyers of this situation.

However this never ending growth phase of reality sector has been hard hit by the global scenario from the beginning of 2008. Analyst say situation will prevail in near future, and latest buzz for the sector comes as a “slowdown”.

Sliding phase of the reality sector

In this present scenario of global slowdown, where stock markets are plunging, interest rates and prices are mounting, the aftermath of this can now also be felt on Indian real estate sector. Overall slowdown in demand can be witnessed all across India which is causing trouble for the major industry players. Correcting property prices and rentals are eroding away the market capitalization of many listed companies like dlf and unitech.

Fundaments behind slowdown…

Propetry prices move because of the basic principle of demand and supply
o when demand is high and supply low prices will go up
o When demand is low and supply high prices will go down.

For example let’s assume that somebody has bought a property for Rs X and he is trying to sell the property (say after a year), there can be three options, assumption being that the owner is in need of money and cannot wait for more than 3 months to sell the property.

1. When the property prices are gliding everywhere : now owner will try to add as much premium to the property as possible, in order to book profits, therefore he will wait for 3 months and sell off in last month at the highest bid. Where he ill get total of Rs X + Rs Y.
2. When property prices have stabilized: here owner will not be able to sell at premium and book profits due to market stabilization & since he don’t want to sell at a loss, he will try to get same amount he brought the property for. Where he’ll get total of Rs X = Rs Y
3. when property prices are going down : owner will try to sell the property at least profit or least cost. Therefore he ill get Rs X-RsY.

Reality deals in major cities like Delhi, Mumbai, Bangalore, Chennai and Hyderabad have shown enormous downfall from October 2007 – March 2008. The downfall had been cushioned by fall in stock markets as it put a stop for wealth creation, which leads to shortage of capital among investors to invest in real estate activities. Apart from this in order to offset their share losses many investors have no choice, but sell their real estate properties.

Other factors which have contributed to this slowdown are raising interest rates leading to higher costs. Due to this almost all the developers are facing serious liquidity crunch and facing difficulties in completing their ongoing projects. Situation seems to be so disastrous that most of the companies have reported 50-70% cash shortfall. The grade A developers which are facing cash crunch include DLF,MGF, Emmar, Shobha developers, Unitech, Omaxe, Parsvnath Developers, Hiranandani Group, Ansal API, BPTP Developers and TDI Group. As a outcome of this liquidity crunch many developers have started slowing down or even stopped construction of projects which are either in their initial stages of development or which would not effect their bottom line in near future.

Also with increasing input costs of steel iron and building material it has become it has become inviable for builders to construct properties at agreed prices. As a result there may be delays in completion of the project leading finical constraints.

At the same time IT industry which accounts for 70% of the total commercial is facing a slowdown. Many residential buyers are waiting for price correction before buying any property, which can effect development plans of the builder.

Aftermath of reality shock to other sectors

Cement industry hit by reality slowdown

The turbulence in the real estate sectors is passing on pains in cement industry also. It is being projected that growth rate of cement industry will drop down to 10% in current fiscal. The reasons behind such a contingency are higher input costs, low market valuations and scaled up capacity which are in turn leading to reduced demand in the industry. High inflation and mounting home loan rates have slowed down the growth flight of real estate sector which accounts for 60% of the total cement demand. The major expansion plans announced by major industries will further add to their misery as low market demand will significantly reduced their capacity utilization.
Setting up new facilities will impart additional capacities of 34 million tone and 45 million tone respectively in 2008-09 & 2009-10. This is likely to bring down capacity utilization in the industry down from current 101% to 82%. Even as it loses power to dictate prices, increased cost of power, fuel and freight will add pressure on input costs.

Ambuja Cements too is trading at a higher discount than previous down cycle, suggesting bottom valuations. However, replacement valuations for Madras Cements and India Cements indicate scope for further downslide when compared to their previous down cycle valuations.
All this has added to stagnation of the cement industry.

Dying reality advertising

The heat of reality ebb is also being felt by the advertising industry. It is being estimated that all major developers such as DLF, omaxe, ansals & parsvnath have decided to cut down on their advertising budget by around 5%. The advertising industry in India is estimated to be around 10,000 crore. This trend can be witnessed due to weakening spirits of potential buyers and real estate companies call it a reality check on their advertising budgets. A report from Adex India, a division of TAM Media Research, shows that the share of real estate advertisements in print media saw a drop of 2 percent during 2007 compared to 2006. According to Adex, the share of real estate advertisement in overall print and TV advertising last year was 4 percent and 1 percent, respectively. It’s a known fact that infrastructure and real estate companies are responsible for advertising industry maintaing double didgit growth rate. Therefore its understood that a recent slowdown in iindian reality sector has made things worse for advertising industry. The Adex report indicates that the top 10 advertisers shared an aggregate of 16 percent of overall ad volumes of real estate advertising in print during 2007. The list include names such as DLF Group, Parsvnath, Sahara, HDIL and Omaxe group. However, the real estate had maximum share in South India publications followed by North and West publications with 32% and 26% share, respectively, during 2007.

According to many advertising agencies consultants, this phenomenon is taking a toll as all real estate companies want a national foot print and also these companies are turning into professionals. Therefore they are setting standards when it comes to advertising to sales ratio.

Falling stock markets knock down reality stocks

Reality stocks have been hard hit by uncertainties prevailing in the stock market. The BSE reality index is the worst performer having shed 51% of its 52-week peak reached in reality. The BSE benchmark index has shed 24% since January. The country’s largest real estate firm DLF scrip lost 54% while unitech lost 64% from its peak. The scrips of Delhi bases parsvnath and omaxe have lost 68% each since January.

The sector is facing a major downfall in sales volume in most markets of the country. The speculators have exit the market and Mumbai and NCR, the biggest real estate markets in markets are cladding subdued sales. In Gurgaon and Noida, which had seen prices almost treble in four years, sales are down 70%, leading to a price correction of 10-20%.
Lets us have a look how major cities are affected by reality downfall.

Top 4 metros taking the lead – in slowdown

Delhi &NCR

While bears are ruling the stock market, the real estate sector in Delhi & NCR region has started facing departure of speculative investors from the market. According to these developers based in region the selling of flats has become very complicated at the launch stage due to lack of interest from the speculators. Developers attribute this to stability in prices against the past where prices were up surging on monthly basis. The scenario has changed so much in the present year that developers are now facing difficulty in booking flats which may delay their projects and reduce their pricing power for instance a year ago, if 100 flats were being sold in month at launch stage now it has come down 30-40 per month. Till mid 2007 speculators made quick money by booking multiple flats at launch of the project and exiting within few weeks or months. But now due to the stabilization of the property prices little scope is left for speculators to make money in short term. Therefore outcome is their retreat from the sector.

Mumbai

Mumbai real estate market, which witnessed huge increase in prices in recent years, which made the city to enter in the league of world’s most expensive cities, is now feeling the heat of slowdown. Property sales that have been growing at a clank of around 20% every year have been plumped by 17% in 2007-08.

Though slowdown news of property market in country’s financial capital has been much talked about, but it was first time that figures proved the extent of slowdown. Information about residential and commercial property sales from the stamp duty registration office show almost 12,000 fewer transactions during the last financial year compared to the year before. From April 2007 to March 2008, 62,595 flats were purchased in Mumbai as against 74,555 in 2006-07.
According to reality analyst sales volume can die out further in south as developers persist on holding to their steep prices and buyers anticipate a further fall with current rates beyond reach. They further add that market is on a corrective mode and downward trend is anticipated for another 12 months.

Between 1992-96, the market ran up the same way it did during 2003-07. Post-’96, the volumes dropped by 50%. This time again it is expected to drop substantially though not so steeply. The demand is now extremely sluggish and customers do not want to stick out their necks and transact at prevailing rates.Chennai in past few years we witnessed reality index gaining huge heights on BSE and it also impact could be felt allover India. Amongst them Chennai was no exception. With IT boom in past few years and pumping of money by NRI’s have led to prices touching skies. Chennai also witnessed a huge boom property prices over the last few years. However in past few months it has been facing slowdown in growth rate.

Following factors can be attributed to this:
o This is one of the common factor prevailing all over India- rise in home loan interest rates, which has made it extremely difficult for a normal salaried person to be able to afford a house.
o Depreciation of US dollar, which means NRI’s who were earlier pumping money into the real estate are now able to get less number of rupees per dollar they earn in US. Therefore many of them have altered their plans for buying house in India.
o The Chennai Metropolitan Development Authority (CMDA) has imposed stricter norms for apartment construction and penalties for violations are more severe than before.
o Failure of the legal system of chennai to prevent intrusion, forged documents and illegal construction has added to the problem as many NRI’S are hesitating to buy plots in chennai.
o Apart from this tsunami of 2004 has shaken the confidence of many investors to invest in real estate.

However many analyst are quite bullish about this region. Especially in areas like old mahabalipuram, south Chennai etc because of numerous IT/ITES/ electronics/automobile companies are expected to set up their centers in these areas. Once these projects are complete and companies begin operations their, many people would like to live near to such areas and outcome will be boom in residential sector.

Bangalore

As discussed for above cities Bangalore is also dwindling between the similar scenarios. Bangalore seems to be in midst of low demand and supply. This trend is due to myopic developers, due to sudden growth in Bangalore in last few years, lot of builders have caught the opportunity of building residential houses thinking their will be lot of employment, increase in salaries and hence demand for housing. Past few years have been jovial for Bangalore as IT industry was doing well and banking and retail sectors were expanding.

However with this sudden economic slowdown, due to which Indian stocks markets are trembling, interest rates are high, jobs and recruitment put on freeze have led to cessation of investment in local property markets.

According to the developers real-estate industry of Bangalore has experienced a drop of about 15- 20% in transaction volumes. Adding to it grade A developers have faced a dropdown of 50% on monthly levels of booking compared to what they enjoyed in December 2007.

Future outlook

The real estate explosion in Indian real estate is due to by the burgeoning IT and BPO industries. The underlying reason for all these moves is that the Indian real estate is tremendously attractive, because of basic demographics and a supply shortage. Truly Indian real estate is having a dream run for last five years.

However in the current scenario Indian real estate market is going through a phase of correction in prices and there are exaggerated possibilities that these increased prices are likely to come down.
In this scenario hat will be the future course of this sector?

Many analyst are of view that tightening of India’s monetary policy, falling demand and growing liquidity concerns could have negative impact on profiles of real estate companies. Slowing down would also aid in the process of exit of some of the weaker entities from the market and increasing the strength of some of the established developers. A prolonged slowdown could also reduce the appetite of private equity.

Its also been projected that large development plans and aggressive land purchases have led to a considerable increase in the financial leverage (debt/EBITDA) of most developers, with the smaller players now being exposed to liquidity pressures for project execution as well as a general slowdown in property sales. Property developers hit by falling sales and liquidity issues would need to reduce list prices to enhance demand, but many still seem to be holding on to the asking price – which, would delay the process of recovering demand and increase the risk of liquidity pressures.
It was being witnessed that before the slowdown phase the projects were being sold without any hook at an extravagant rate. But at present negative impact is highly visible as lot of high end projects are still lying unsold. In such a scenario, there may be blessing in disguise as high profile speculators will be out making way for the actual users.

But here also sector faces trouble as correction in prices has been accompanied by increase in home loan rates by the banks which have led to erosion of purchasing power of middle and upper middle class majority of whom are covered in the category of end users or actual users.
Therefore for future of real estate sector analyst call for a wait and watch method to grab the best opportunity with the hope of reduction in loan rates.

Factors to Consider While Selecting Commercial Electrician

There is a need good and trained commercial electrician when one renovates their offices or any business place. As there are plenty of electrical contractor companies which provide an electrician in Scottsdale, Arizona, it is better to spend some time searching for a reliable electrician for the comfort and to handle the electrical system repair and maintenance easily. Before selecting an electric professional for the service, one should always check their experience and qualification to make sure that they can tackle the electrical job perfectly. Like any other state, in Arizona electrician plays an important role in maintaining the electrical job for your home or in commercial places. They are trained enough by the contractor companies so that they can handle all the electrical system maintenance and repair. They can easily deal the installation of new appliances or system to rewiring the electrical system for your commercial and residential place. In addition to that, they can easily replace an old fuses and circuit breaker which ensures that your electrical system works according to the required needs. Hence, selection of right electrician for your electrical repair work can minimizes the critical issue in your home that can be dangerous and expensive sometimes.

Generally, it has been seen that there are several people who are starts fixing the problem on their own for the purpose of saving money and puts their safety on risk. Therefore, it is highly advisable that always select a good electrician for the purpose of having effective and effectual services for your commercial and residential places. Here are some vital tips about the electrician and electrical contractor companies that will certainly help you in selecting an appropriate one for your electrical system maintenance and repair.

Check license: Before selecting a residential or commercial electrician in Scottsdale, Arizona, the first and foremost thing you have to do is to ask and check their license. If the professional or the company you are hiring is not having the license then it is highly advisable that he is not fit to fix the problem for your needs.

References: The next thing you have to check that the company or professional should have few references to ensure that the hired professional or company is genuine. If the company or professional you are hiring is hesitating in providing any references then there is a chance of company may be fake. And always check that working place where they have been worked before to ensure that how that company worked.

Insurance: Insurance is another important factor which should be considered before selecting any electrical craftsman. This will certainly help you in the critical accident that happens during maintenance and repair.

Services: There are many people who just choose the electrical companies or professional just because of the discounts they are offering to him. It is highly advisable that choose company according to the needs rather than the services provided by them.

Hence, for the purpose of getting effective services always keep the above mentioned things in mind while choosing residential or commercial electrician for the electrical job.